THE GUARANTEED INDEX PLAN
An international investment plan with index options that links returns to the values of the world's major indices, while guaranteeing your contribution amount will be valued at no less than 107% or 105% at the end of 7 or 5 years in the corresponding Index Plan.
Provides 100% participation on the upside; subject to an annual cap.
PLAN FEATURES
PLAN BENEFITS
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Jersey trust participation
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100% allocation, no initial sales charge
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24/7 web reporting
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107% minimum guaranteed investment after 7 years and 105% after 5 years.
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Accumulated profit lock-in
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Major indices included
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Free reallocations between index options (after 12 months)
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Liquidity options
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Guaranteed Wealth Transfer Value
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Interest guarantee
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Each Index Plan is guaranteed to receive 1% annual return on the amount contributed if held to maturity.
- 5 Year Index Plan - 105%
- 7 Year Index Plan - 107% -
Investment Plans - Your assets can be allocated into one or more of the following Index Plans:
— Nasdaq 100®
— S&P 500®
Penalty free liquidity options after the first year and full liquidity after year 5 or 7 in the corresponding Index Plan.
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Seamless wealth transfer to your beneficiaries without the hassle of a lengthy and expensive probate.
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Owning your investment plan in a sub-trust outside of your own country in a safe jurisdiction like Jersey (Channel Islands) can help diversify your assets and protect your wealth from currency fluctuations or other economic risks in your country of residence.
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Flexible Ownership - Individuals, Companies/ Partnerships/LLCs and Trusts can own a sub-trust to hold one or more investment plans.
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There are no upfront charges in this Plan. 100% of your investment is allocated by the Trustee to the Index Plan you choose.
HOW IT WORKS
Participate in the upside, with no downside.
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On a yearly basis, should the indices chosen go up, the account value (investments and accumulated profits from previous years) goes up, subject to the cap.
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Should the indices go down, the account value remains the same.
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Should indices rebound, investors have the option to participate in the recovery.
105% Minimum Guaranteed Investment after 5 Years
Each 5 year investment plan that remains in your sub-trust for the entire duration -- that is, no withdrawals have been made -- will be guaranteed to equal no less than 105% of the original investment.
At the end of the 5 year period, an amount necessary for the investment to equal the guaranteed amount will be automatically credited to the Index Plan value. As long as the assets remain in the Index Plan, this minimum guarantee
will automatically renew for successive 5 year periods at the investment's then current value.
The same investment approach is applied to 7 year plans.
Interest rates shown here are hypothetical and should not be used as an indicator of current or future rates.
BROCHURE
INVESTMENT OPTIONS
The S&P 500® index is a service of Standard & Poor’s corporation, a financial advisory, securities rating, and publishing firm. The index tracks industrial, transportation, financial, and utility stocks of the 500 largest publicly traded US corporations. Most of the companies that are included in the index have their shares traded on the New York Stock Exchange (NYSE).
The Nasdaq 100® Index is a basket of the 100 largest, most actively traded U.S companies listed on the Nasdaq stock exchange. The Nasdaq 100 Index is composed of assets in various sectors, excluding financial services. A large portion of the index covers the technology sector.
